- Cory Mosser of Natural Born Tillers recommends “The Organic Farmer’s Business Handbook: A Complete Guide to Managing Finances, Crops, and Staff – and Making a Profit” by Richard Wiswall. Cory sez: “I think every produce market farmer should own that book.”
- Checklist for creating an LLC, by Farm Commons
- “The Market Gardener” by Jean Martin Fortier
- What to Produce on the Farm? by Carrie Chandler of New Dawn Farm in Chickamauga, Ga
- North Carolina Organic Vegetable Production Cost Study: North Carolina State University and Carolina Farm Stewardship Association
- Building A Sustainable Business: Sustainable Agriculture Research and Education
- Farmer Skill Self-Assessment Tool
- Business Plan Template
- Budget Template: Daniel Parson, Oxford College Farm
- Farm Start Up Costs for Three Acre Market Garden: Alex Hitt, Peregrine Farm
- Example Budget Proposal for 6 acre farm: Scott Arrington, 3rd Angel Farm
- Veggie Compass is a farm management tool for diversified fresh market vegetable growers. The system focuses upon a comprehensive spreadsheet designed to facilitate the analysis of farm records. The spreadsheet calculates the cost of production for each crop and the profitability of each market channel.
- Business License Information for Farmers: The University of Georgia
- Finding Credit and Capital: National Young Farmers Coalition
- Under Contract: Farmers and the Fine Print takes audiences on a road trip across the American South and to Southern India to understand what’s happening to farmers living under contract and what we can do to change our food system for the better.
- Farmer’s Guide to Business Structures: In this comprehensive guide, learn all about the business entity options available to farmers: Sole proprietorships/Partnerships, LLC’s, C Corporations, S Corporations, Nonprofits, and Co-ops. Through a mix of checklists, flowcharts, sample organizational documents and more, farmers will be able to break down their options and choose a business entity that is best suited for their unique farm operation. The guide also explores complex issues like anti-corporate farming laws, running multiple entities, and going into business with other farmers.
The USDA Custom Average Tool (CAT) determines average prices for any commodity available in Shipping Point (Point of Production-to-Wholesale), Terminal Market (Wholesale-to-Retail), and Retail Market (Major Retail) reports. CAT provides the flexibility to narrow the average price selection down to a very granular range or by broadening the average price range. This tool empowers users with the capability to determine what price averages are most meaningful to their applications.
- Understanding Sales Tax for Farm Products: In Georgia, food is exempt from the state tax rate while the local jurisdictions levy sales tax on them. Eligible food items are defined as any food or food product for home consumption, or seeds and plants for use in gardens to produce food. The local counties and cities implement additional sales taxes that may vary from 1 percent to 3 percent. A 1% municipal tax is added to the county tax rate if your sales occur in the City of Atlanta. Farms need to register for a “Sales and Use” number through the Georgia Department of Revenue. The form to report Sales and Use Tax Report Form is ST-3—click here to download. Click here to find county sales tax rates.
- GATE: The Georgia Agriculture Tax Exemption program (GATE) is an agricultural sales and use tax exemption certificate issued by the Department of Agriculture that identifies its user as a qualified farmer or agricultural producer. The Georgia Agriculture Tax Exemption (GATE) is a new program created by Georgia House Bill 386, which offers qualified agriculture producers a sales tax exemption on agricultural equipment and production inputs. The program replaced the Agricultural Certification of Exemption (ST-A1) form, effective January 1, 2013.
- Clenney Insurance of Blakely, Inc. is an independent insurance agency specializing in farm and commercial agriculture insurance. CIB is licensed in Georgia, Florida, and Alabama.
- Campbell Risk Management has an insurance program designed for farmers marketing products off the farm. The Farmers Market Vendor Liability Insurance policy covers all products sold at farmers markets, and upon request, they can also write a policy that would cover products sold to any outlet.
- Primer on Whole-Farm Revenue Protection Crop Insurance: This publication provides an overview of a novel crop insurance product called Whole-Farm Revenue Protection (WFRP). This policy provides revenue protection for all crop and livestock products produced by a farm or ranch. WFRP is the first crop insurance policy that can be purchased everywhere in the United States.
- Primer on Whole-Farm Revenue Protection Crop Insurance: Updates for 2018. This publication provides an overview of a novel crop insurance product called Whole-Farm Revenue Protection (WFRP). This policy provides revenue protection for all crop and livestock products produced by a farm or ranch. WFRP is the first crop insurance policy that can be purchased everywhere in the United States.
- Crop Insurance Options for Specialty, Diversified, and Organic Farmers. This publication reviews federally subsidized crop insurance, with special attention to options available to specialty, diversified, and organic farmers. This publication gives several examples of using alternative crop-insurance policies that can offer some degree of protection from significant market-price changes and the multiple perils of farming that can impact yield. It gives special attention to understanding whole-farm revenue insurance options, which may be of particular interest to growers of diverse specialty and organic crops and livestock.
- Managing the Sustainable Farm’s Risks with Insurance: Navigating Common Options. In this guide, we are using an extreme weather event as our starting point to talk about a number of unfortunate incidents. In reality, all of the situations that we will discuss are common risks that can occur any time on a farm. Injuries to employees or guests and property damage can financially flatten a farm as quickly as a natural disaster. But, there are ways to be prepared so that if or when disaster strikes, whether it’s a storm or an injury to yourself or your customers, it’s not the end of your business.
- Farm Commons offers terrific legal resources and guides for sustainability minded farmers.
- Agricultural Employers Under the Fair Labor Standards Act (FLSA). This fact sheet provides general information concerning the application of the FLSA to agricultural employment. The FLSA is the federal law which sets minimum wage, overtime, recordkeeping, and child labor standards.
- Video: Learning about lease arrangements with Bobby Jones of Babe + Sage Farm.
- Georgia Organic Farm Lease Example: This agreement was drafted to address a unique hypothetical situation: (1) Landowner is a skilled farmer, who wants to continue to see the farm active but is himself/herself retiring from farming; (2) Farmer intends to use the site to host school groups and other community events (which exposes all parties to increased liability to unknown third parties) (see sections on “Educational and Community Uses”); and (3) Farmer was organized as an LLC.
- Own, loan or lease: the Waterpenny Farm Example
- A Landowner’s Guide to Leasing Land for Farming
- Farm Land Lease Considerations
- Farm Lease Sample
- Finding Farmland Calculator: Use this calculator to build scenarios for purchasing farmland. You can compare detailed estimates of total costs, monthly payments and affordability metrics, then download the results to have on hand when meeting with a loan officer.
- Farmland Access Legal Toolkit: Helping farmers and landowners affordably access, transfer, and conserve farmland. The Toolkit contains mechanisms for land transfer, innovative methods to access land, and leasing resources. Farmers, landowners, and those who advocate for them can use these tools and ideas to make land access more affordable and stable. The Farmland Access Legal Toolkit is a four-year partnership with BCM Environmental and Land Law, PLLC, and Heyman Legal, with numerous contributions from students, farmers, advocates, and others. This project is funded by the National Agricultural Library, Agricultural Research Service, U. S. Department of Agriculture.